Swishy and Rex 1, Heavy Haulage Australia 0

My father told me his theory about borrowing many years ago when I first started work. It was "If you borrow $200, 000 from the bank and if things go bad you have a problem. Borrow $20 million from the bank and if things go bad the bank's got a problem".

He was a charted accountant before he retired and he noticed that the smaller borrowers had more hoops to go through than those chasing very large amounts.